Being a leader in the insurance and financial services industry for over a century and a half means continually striving for improvement – not resting on our laurels. Ours is a history notable for consistent financial strength, as well as dynamic innovation. New York Life's first priority has always been our policyowners' financial well-being. To keep pace with policyowners' needs, the Company has launched new products, enhanced product features, expanded quality service, and pioneered new technologies. Breaking new ground is part of the New York Life tradition.

Life insurance and financial products are rarely bought spontaneously. Agents must help the client understand the reasons why they need them. That's why our agents, who are among the best in the business, are at the core of New York Life's success. Each agent participates in a comprehensive and ongoing educational program to ensure that they remain at the forefront of their profession. If you like, you can schedule an appointment with one of our professional agents who offers a full range of insurance and financial products and can work with individuals, families and business owners to:

• Review their individual situation and personal objectives
• Analyze and review needs and goals
• Coordinate their financial activities
• Monitor progress and provide ongoing service as needs and situations change

New York Life is dedicated to maintaining its position as both a leader among insurance companies and a major force in the financial services industry, and that means hiring and developing capable men and women from all backgrounds who can provide effective and innovative solutions for the problems people and businesses face. By staying true to the principles of prudent expansion, conservative growth, full service, and, above all, a strong field force.

EOE M/F/D/V/SO/GI